We at Sapience Counselling believe in going that extra mile to help our clients feel that weight of overwhelming debt that keeps haunting them everyday.  We are proudly NCR registered debt counsellors that offer debt counselling, debt review, debt restructuring, financial advice and more. Our offices are located in Mossel Bay and we service all areas of the Garden Route which include: George, Wilderness, Knysna, Plettenberg Bay, Oudtshoorn and Sedgefield.

Contact us

Think you might
Be over indebted

Let Us Help You!

We help organize your debt, so you
live the life you always wanted to.


What to expect in the Debt Review Process

Let us help you on your journey to financial freedom


You can either apply online or come into our offices to determine your financial situation.


We will assess and then determine if you are over indebted and start the process from their

Debt Review

We will contact  and inform your creditors that you are now under debt review and that you can start taking your first breath

Restructuring Payments

We will restructure your payments to only  one reduced payment a month that you can afford to your creditors.  No more annoying, stressful phone calls.

Almost there

Your new restructured payment may be presented to the court. Our attorneys will then present it to the court and now you are ready for the journey to begin.


The debt review process allows you to be legally protected from your creditors.  Once your payments are paid and up to date we will then issue you with a debt clearance certificate.